最后更新2018年5月2日
GE营运资金解决方案 LLC and its group affiliated entities (collectively, “WCS集团”), 尊重你对隐私的关注. 本私隐声明中提及“WCS”的地方, “we”, “us”, 和“皇冠官方app下载的”是指WCS集团内负责处理您个人信息的实体.
本通知(“通知”)描述皇冠官方app下载如何, 作为数据控制器, 将处理, 分享和保护您提供的个人信息, 或者皇冠官方app下载对你的了解.
点击下面的一个部分查看更多信息:
这份通知的内容是什么?
本通知适用于皇冠官方app下载从皇冠app安卓下载安装公司及其子公司和关联公司获得的与皇冠官方app下载向此类实体提供的金融服务相关的个人信息. 皇冠官方app下载可能会从第三方收集个人信息, such as credit reference agencies or publicly available sources, 按当地法律的要求或允许的.
This Notice describes the types of personal information we obtain, 皇冠官方app下载如何使用这些个人信息, 皇冠官方app下载可以和谁分享它, and how you may exercise your rights regarding our processing of the information. 本通知还描述了皇冠官方app下载为保护皇冠官方app下载获得的个人信息所采取的措施,以及您如何就皇冠官方app下载的隐私惯例与皇冠官方app下载皇冠app安卓下载安装.
本通知仅限于WCS,不适用于通过其他GE渠道网站(如皇冠官方app下载的招聘网站)获得的个人信息, 的《皇冠官方app下载》,可在 www.GE.com.
WCS收集我的哪些信息?
We may obtain personal information through the various channels described above. 皇冠官方app下载可能获取的个人信息类型包括:
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• contact information (such as name, address, Tax ID number (Fiscal code and/or VAT code) for you;
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•客户付款记录;
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•财务信息(如付款信息), 包括名字, 计费 address; financial statements; income, expenditure; and credit score).
请注意,向皇冠app安卓下载安装公司及其子公司和关联公司提供个人信息是您的自愿行为.
通过向皇冠官方app下载提供个人信息,您确认您已经阅读了本通知,并同意按照本文所述的方式对其进行处理.
WCS如何使用我的个人资料?
皇冠官方app下载可能会使用皇冠官方app下载获得的个人信息:
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•提供和管理皇冠官方app下载的产品和服务;
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•评估信誉度;
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• perform data analytics (trend analysis, financial analysis and customer segmentation);
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• provide customer support, including relating to complaints and data access requests;
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•操作, 评估和改进皇冠官方app下载的业务(如管理), enhancing and improving our products and 服务; managing our communications and customer relationships; and performing accounting, 审计, 计费, 对账和催收活动);
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• verify your identity and protect against and prevent fraud and other unlawful activity, 未经授权的交易, 索偿及其他负债, 管理风险暴露和质量;
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• conduct investigations and comply with and enforce applicable legal requirements, 相关行业标准, contractual obligations and our policies and terms; and
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•维护和提高皇冠官方app下载产品的安全性, 服务, 网络服务, 信息资源与员工.
We may combine personal information we obtain through various channels for the purposes described above. 皇冠官方app下载可能会匿名化或聚合个人信息,并在适用法律允许的范围内将其用于上述目的和其他目的. We also may use personal information for additional purposes that we identify at the time of collection. We will obtain your consent for these additional uses to the extent required by applicable law.
皇冠官方app下载处理您个人信息的法律依据, 如上所述, 通常是以下其中一个:
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• for the performance of a contract with you or a relevant party;
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•履行皇冠官方app下载的合法商业利益;
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• to comply with our legal obligations; or
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•基于您的同意.
We will not use your personal information for marketing purposes; should this position change in the future we will contact you to obtain your consent to receive marketing information from us.
WCS与谁共享数据或向谁传输数据?
皇冠官方app下载不会出售或以其他方式披露您的个人信息,除非在这里或在收集时描述.
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•出于本通知中所述的目的,皇冠官方app下载可能会在WCS集团内部以及GE集团内部的母公司内部共享个人信息.
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•皇冠官方app下载可能会与皇冠官方app下载保留的代表皇冠官方app下载提供服务的服务提供商共享个人信息. 根据合同要求,这些服务提供商必须保护信息,并限制使用或披露提供给他们的信息,但代表皇冠官方app下载执行服务或遵守法律要求的必要情况除外.
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•皇冠官方app下载可能会出于本通知所述的目的,为资本市场活动披露您的信息;
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•皇冠官方app下载可能会披露您的个人信息(1)如果法律或法律程序要求皇冠官方app下载这样做(例如法院命令或传票), (二)向执法机关或者其他政府官员提出合法的要求, (3) when we believe disclosure is necessary to prevent physical harm or financial 损失, (4)建立, 行使或捍卫皇冠官方app下载的合法权利, (5)与涉嫌或实际欺诈或非法活动的调查有关,或(6)经您同意的其他情况.
皇冠官方app下载保留在可能或实际出售或转让全部或部分业务或资产(包括合并)的情况下,转让皇冠官方app下载所拥有的有关您的任何信息的权利, 收购, 合资企业, 重组, 剥离, 解散或清算). 在这种情况下, 皇冠官方app下载将要求相关第三方对皇冠官方app下载共享的信息提供与皇冠官方app下载提供的保护水平相当的保护.
信贷资料机构
为了提供金融服务, we will perform credit and identity checks on you with one or more credit reference agencies (“CRAs”). We may also make periodic searches at CRAs to comply with our financial crime compliance program.
要做到这一点, we will supply your personal information to CRAs and they will give us information about you. This will include information about your financial situation and financial history. CRAs will supply to us both public (including the electoral register) and shared credit, financial situation and financial history information and fraud prevention information.
皇冠官方app下载将使用这些信息:
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• Assess your creditworthiness in connection with the financial 服务 provided;
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•核实您提供给皇冠官方app下载的数据的准确性;
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• comply with our obligations under AML, CTF and other FCC laws, which include:
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-识别和核实身份
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-侦查及防止犯罪活动
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- to screen and monitor against watchlists including sanctions
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•追踪和追讨债务.
WCS如何保护我的数据?
皇冠官方app下载维持行政管理, 技术和物理保障措施, 符合法律要求, designed to protect against unlawful or unauthorized destruction, 损失, 变更, 使用或披露, 或者访问, 提供给皇冠官方app下载的个人信息.
无论皇冠官方app下载在何处共享个人信息,皇冠官方app下载都将采取措施保护个人信息,并确保仅在履行合同任务或法律义务的严格必要情况下处理个人信息.
皇冠官方app下载可能会将收集到的个人信息转移到, 并将这些数据存储在, 其他国家, 包括美国.S., which may have different data protection laws than the country in which the information was provided. 如果皇冠官方app下载这样做, we will transfer the personal information only for the purposes described in this Notice. 在适用法律要求的范围内, when we transfer your personal information to recipients in 其他国家, 皇冠官方app下载将采取措施保护这些信息. 皇冠app安卓下载安装集团已订立具有约束力的公司规则,以管理皇冠官方app下载对欧盟居民个人信息的处理. For further information about the GE Group’s Binding Corporate Rules, 请按此,或浏览http://www.ge.com/bcr
我的资料会保留多久?
Your personal data is retained in accordance with our Data Retention Policy, which is designed to make sure data is kept for no longer than necessary, and is disposed of where there is no longer a valid reason for the data to be retained.
Data retention periods are determined by taking into account legal limitation of liability periods, 商定的合同条款, 适用的法规要求和行业标准.
我的权利是什么??
You have a number of rights available to you when it comes to the processing of your personal data.
数据访问
You have the right to request a copy of the information that we hold about you. If you would like a copy of some, or all, of your personal information, please email (电子邮件保护).
这项服务皇冠官方app下载不会向您收费. 以帮助保护您的隐私和维护安全, we may take steps to verify your identity before granting you access to the information.
数据整改
We want to make sure that your personal information is accurate and up to date. If you believe the personal data we hold about you is inaccurate you have the right to challenge it. You may ask us to update, correct or erase information you think is inaccurate.
数据擦除/反对处理
您有权要求删除您的个人数据,或反对在某些情况下处理您的个人数据. You may ask us to delete or cease to process your data and we will assess your request.
皇冠官方app下载所持有的资料对于确保遵守皇冠官方app下载的法律和监管义务或皇冠官方app下载作为负责任的贷款人的合法利益非常重要, 防止欺诈和洗钱, 遵守合同条款, 以及法律责任限制期. 这将是罕见的,皇冠官方app下载没有引人注目, overriding grounds to carry on using the personal data following an objection or request for erasure.
加工限制
You have the right to request we restrict how we use your personal data. 该权利不是绝对的,在以下情况下,皇冠官方app下载仍可能继续处理您的个人数据:
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•征得您的同意;
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为了建立、行使或辩护法律要求
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• For the protection of the rights of another natural or legal person;
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•出于重要公共利益的原因.
数据可移植性
You have the right to receive a copy of your personal data in a structured, 常用格式, 并将您的数据传输给另一个控制者,皇冠官方app下载正在处理这些数据以履行合同, 或者得到你的同意.
This right does not apply where we are processing data for other purposes, such as for compliance with a legal obligation or for another legitimate interest.
我如何撤销同意?
If your provided your consent to us processing your personal data, 您可以撤销您之前向皇冠官方app下载提供的同意,或随时以与您的特定情况有关的合法理由反对处理您的个人信息, and we will apply your preferences going forward as appropriate.
重要的是要注意,您提供给皇冠官方app下载的数据主要是为了履行合同而处理的, for adherence to legal requirements and for other legitimate interests. 在有限的情况下,皇冠官方app下载仅根据您的同意处理数据,因此皇冠官方app下载可能无法遵守停止处理此数据的任何请求.
你可透过电邮(电邮地址 (电子邮件保护).
WCS是否使用自动化决策?
We do not use personal data provided by you for automated decision making or profiling activities.
我如何皇冠app安卓下载安装WCS?